WORTH99

CAN · DIRECT DATA

Canada wealth benchmarks

Family unit (economic family or person not in an economic family) · 2023. Verified cutoffs: Bottom 5% threshold to Top 5% threshold.

AT A GLANCE

Key net-worth figures

Median net worthCA$521,100
Top 10% cutoffCA$2,504,000
Bottom 10% cutoffCA$12,500
Compare my net worthExplore Canada wealth gaps ↓
ReferenceFamily unit (economic family or person not in an economic family)
Period2023
CurrencyCAD
Published cutoffsBottom 5% threshold to Top 5% threshold

REFERENCE POINTS

Wealth levels at a glance

See what it takes to reach different wealth levels, where the data is available.

Bottom 5% thresholdFamily unit (economic family or person not in an economic family) · 2023
CA$1,030Calculated · reconstructed
Bottom 10% thresholdFamily unit (economic family or person not in an economic family) · 2023
CA$12,500Calculated · reconstructed
Bottom 20% thresholdFamily unit (economic family or person not in an economic family) · 2023
CA$64,130Calculated · reconstructed
Bottom 30% thresholdFamily unit (economic family or person not in an economic family) · 2023
CA$172,600Calculated · reconstructed
Bottom 40% thresholdFamily unit (economic family or person not in an economic family) · 2023
CA$327,700Calculated · reconstructed
MedianFamily unit (economic family or person not in an economic family) · 2023
CA$521,100Calculated · reconstructed
Top 40% thresholdFamily unit (economic family or person not in an economic family) · 2023
CA$759,175Calculated · reconstructed
Top 30% thresholdFamily unit (economic family or person not in an economic family) · 2023
CA$1,086,330Calculated · reconstructed
Top 20% thresholdFamily unit (economic family or person not in an economic family) · 2023
CA$1,554,000Calculated · reconstructed
Top 10% thresholdFamily unit (economic family or person not in an economic family) · 2023
CA$2,504,000Calculated · reconstructed
Top 5% thresholdFamily unit (economic family or person not in an economic family) · 2023
CA$3,454,155Calculated · reconstructed

EXPLORE THIS COUNTRY

How much does wealth differ in Canada?

Choose two wealth levels to see the difference. Figures come from the country’s available data.

Family unit (economic family or person not in an economic family) net worth · 2023

4.8×

In Canada, the top 10% starts at about 4.8× the wealth of the middle family unit (economic family or person not in an economic family).

Difference in amount: CAD 1,982,900

Top 10% starts atCAD 2,504,000
Middle family unit (economic family or person not in an economic family)CAD 521,100

Family unit (economic family or person not in an economic family) net worth · 2023 · CAD.

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WHAT THIS MEANS

Reference & method

Wealth basis

Statistics Canada SFS termination-basis family net worth = PWNETWPT = PWATOTPT - PWDTOTAL; employer-sponsored pension plans are included on a termination basis

Sources

CA_SFS_2023_PUMF_TERMINATION

Confidence

High confidence

Evidence

Direct data

  • Statistics Canada SFS 2023 uses a family-unit reference: economic families plus persons not in an economic family. WORTH99 preserves that source construct and does not silently convert it to Household.
  • The direct P5-P95 curve is reconstructed from the released public-use family file using registered derivation CA_SFS_2023_V1_1, termination-basis net worth PWNETWPT and survey weight PWEIGHT. The source ZIP, main CSV, audit and truth curve are hash-verified; all registered knots use deterministic weighted-ECDF first crossing.
  • The production-database median CAD519,700 belongs to a separate pre-perturbation publication lineage. This PUMF route uses the direct PUMF median CAD521,100 and does not mix grouped production-table medians into the curve.
  • Statistics Canada cautions that the PUMF is not representative enough for very-high-wealth inference above the top 5%; WORTH99 therefore stops at P95 and does not infer P99.