WORTH99

DEU · DIRECT DATA

Germany wealth benchmarks

Household · 2023. Verified cutoffs: Bottom 10% threshold to Top 10% threshold.

AT A GLANCE

Key net-worth figures

Median net worthEUR 103,200
Top 10% cutoffEUR 779,500
Bottom 10% cutoffEUR 800

Also available: Survey-based adult individual wealth · 2017/2019 combined historical survey (published2020) → This additional reference has a different population and does not establish a personal percentile.

Compare household, family, individual and regional datasets where available →

Where would your net worth rank? →Explore Germany wealth gaps ↓
ReferenceHousehold
Period2023
CurrencyEUR
Published cutoffsBottom 10% threshold to Top 10% threshold

REFERENCE POINTS

Wealth levels at a glance

Source-supported amounts only; unavailable levels are omitted.

Bottom 10% thresholdHousehold · 2023
EUR 800Registered source cutoff
Bottom 20% thresholdHousehold · 2023
EUR 7,100Registered source cutoff
Bottom 30% thresholdHousehold · 2023
EUR 19,100Registered source cutoff
Bottom 40% thresholdHousehold · 2023
EUR 49,300Registered source cutoff
MedianHousehold · 2023
EUR 103,200Registered source cutoff
Top 40% thresholdHousehold · 2023
EUR 194,500Registered source cutoff
Top 30% thresholdHousehold · 2023
EUR 325,200Registered source cutoff
Top 20% thresholdHousehold · 2023
EUR 471,400Registered source cutoff
Top 10% thresholdHousehold · 2023
EUR 779,500Registered source cutoff

EXPLORE THIS COUNTRY

How much does wealth differ in Germany?

Choose two wealth levels to see the difference. Figures come from the country’s available data.

Household net worth · 2023

7.6×

In Germany, the top 10% starts at about 7.6× the wealth of the middle household.

Difference in amount: EUR 676,300

Top 10% starts atEUR 779,500
Middle householdEUR 103,200

Household net worth · 2023 · EUR.

Explore wealth gaps around the world →

ADDITIONAL SOURCE REFERENCES

More wealth benchmarks in Germany

Choose the source and population that match your question. These published averages and medians do not establish a percentile or national rank.

Survey-based adult individual wealth · 2017/2019 combined historical survey (published2020)

Individuals aged17+ in private households, combined2017 SOEP and2019 SOEP-P samples; historical research estimates published2020

Read the source’s sampling and population limitations before comparing.

Wealth measure: DIW study-defined personal net wealth, combined SOEP2017 plus SOEP-P2019 survey samples; no ManagerMagazin third-party rich-list series

Individual · EUR · DIW Berlin, Millionaires under the Microscope: Data Gap on Top Wealth Holders Closed, DIW Weekly Report 30/31 (2020), original 2019 SOEP+SOEP-P table

Adults 17+
Original source group

Survey median individual net wealth · Individuals17+ in combined SOEP2017 plus SOEP-P2019 samples

EUR 22,800Published median
Adults 17+
Original source group

Survey average individual net wealth · Individuals17+ in combined SOEP2017 plus SOEP-P2019 samples

EUR 126,694Published average

ROUGH REFERENCE ONLY

Compare with the published median

Compare an amount defined on the same basis as the source. This is an arithmetic comparison, not a wealth percentile, national ranking or estimate of the share of people below you.

Selected group: Adults 17+ · Median.

Original source group

Survey median individual net wealth · Individuals17+ in combined SOEP2017 plus SOEP-P2019 samples · Individual.

Source, reuse conditions and limitations
  • Combined historical2017 SOEP and2019 SOEP-P survey sample; published2020. Amounts are not current2026 values or a pure2019 sample.
  • Use the SOEP + SOEP-P survey columns only. Do not blend them with the paper's separate Manager Magazin enriched/modelled top-tail estimates.
  • Published P1–P99 knots remain source research evidence; this benchmark page does not compute or display an individual percentile curve.

Source: Carsten Schröder, Charlotte Bartels, Konstantin Göbler, Markus M. Grabka and Johannes König (2020), 'Millionaires under the Microscope: Data Gap on Top Wealth Holders Closed: Wealth Concentration Higher than Presumed,' DIW Weekly Report 30/31, pp. 313–322, combined SOEP2017 plus SOEP-P2019 survey columns. © DIW Berlin, CC BY 4.0. WORTH99 reproduces published historical EUR median and average and calculates optional amount differences; no endorsement.

Original source ↗ · Source-use conditions ↗

WHAT THIS MEANS

Reference & method

Wealth basis

PHF/HFCS household net wealth = real and financial assets less liabilities

Sources

DE_PHF_2023

Confidence

High confidence

Evidence

Direct data

  • National Bundesbank published P10/P50/P90 values are authoritative overlaps; ECB HFCN Wave 5 published tables supply the missing intermediate deciles.
  • Published statistics are production-cleared; non-commercial research microdata are not used by this route.
  • Do not infer P95/P99 from concentration statistics or extrapolate beyond P10-P90 support.

Source and publication context

Deutsche Bundesbank

WORTH99 uses the Bundesbank's published 2023 Household Wealth Survey statistics. This page does not redistribute restricted-use survey microdata.

Adapted source data; no publisher endorsement is implied.

Original source ↗ · Source-use conditions ↗