WORTH99

USA · DIRECT DATA

United States wealth benchmarks

SCF family · 2022. Verified cutoffs: Bottom 5% threshold to Top 1% threshold.

AT A GLANCE

Key net-worth figures

Median net worth$192,900
Top 10% cutoff$1,938,000
Bottom 10% cutoff$450
Compare my net worthExplore United States wealth gaps ↓
ReferenceSCF family
Period2022
CurrencyUSD
Published cutoffsBottom 5% threshold to Top 1% threshold

REFERENCE POINTS

Wealth levels at a glance

See what it takes to reach different wealth levels, where the data is available.

Bottom 5% thresholdSCF family · 2022
-$9,800Calculated · reconstructed
Bottom 10% thresholdSCF family · 2022
$450Calculated · reconstructed
Bottom 20% thresholdSCF family · 2022
$13,500Calculated · reconstructed
Bottom 25% thresholdSCF family · 2022
$27,100Registered source cutoff
Bottom 30% thresholdSCF family · 2022
$51,400Calculated · reconstructed
Bottom 40% thresholdSCF family · 2022
$110,030Calculated · reconstructed
MedianSCF family · 2022
$192,900Registered source cutoff
Top 40% thresholdSCF family · 2022
$312,560Calculated · reconstructed
Top 30% thresholdSCF family · 2022
$491,600Calculated · reconstructed
Top 25% thresholdSCF family · 2022
$658,900Registered source cutoff
Top 20% thresholdSCF family · 2022
$888,600Calculated · reconstructed
Top 10% thresholdSCF family · 2022
$1,938,000Registered source cutoff
Top 5% thresholdSCF family · 2022
$3,795,600Calculated · reconstructed
Top 1% thresholdSCF family · 2022
$13,615,400Calculated · reconstructed

EXPLORE THIS COUNTRY

How much does wealth differ in United States?

Choose two wealth levels to see the difference. Figures come from the country’s available data.

SCF family net worth · 2022

10.0×

In United States, the top 10% starts at about 10.0× the wealth of the middle scf family.

Difference in amount: USD 1,745,100

Top 10% starts atUSD 1,938,000
Middle scf familyUSD 192,900

SCF family net worth · 2022 · USD.

Explore wealth gaps around the world →

WHAT THIS MEANS

Reference & method

Wealth basis

Federal Reserve SCF net worth = family assets minus liabilities

Sources

US_SCF_2022

Confidence

High confidence

Evidence

Direct data

  • The Survey of Consumer Finances uses a family reference unit. Worth99 preserves that source construct and does not relabel this route as a household distribution.
  • Federal Reserve published P25/P50/P75/P90 thresholds are authoritative where available; non-overlap P5/P10/P20/P30/P40/P60/P70/P80/P95/P99 thresholds are reconstructed from the Federal Reserve public extract using registered derivation US_SCF_2022_V1_1 and its joint-five-implicate weighted protocol.
  • The SCF provides unusually strong upper-tail survey evidence, but the extreme tail remains survey-limited; Worth99 does not extrapolate above the registered P99 threshold.