Bottom 5% thresholdSCF family · 2022
-USD 9,800Registered source cutoff
USA · DIRECT DATA
United States wealth benchmarks
SCF family · 2022. Verified cutoffs: Bottom 5% threshold to Top 1% threshold.
AT A GLANCE
Key net-worth figures
Median net worthUSD 192,900
Top 10% cutoffUSD 1,938,000
Bottom 10% cutoffUSD 450
Compare household, family, individual and regional datasets where available →
Where would your net worth rank? →Explore United States wealth gaps ↓ReferenceSCF family
Period2022
CurrencyUSD
Published cutoffsBottom 5% threshold to Top 1% threshold
REFERENCE POINTS
Wealth levels at a glance
Source-supported amounts only; unavailable levels are omitted.
EXPLORE THIS COUNTRY
How much does wealth differ in United States?
Choose two wealth levels to see the difference. Figures come from the country’s available data.
SCF family net worth · 2022
10.0×In United States, the top 10% starts at about 10.0× the wealth of the middle SCF family.
Difference in amount: USD 1,745,100
SCF family net worth · 2022 · USD.
Explore wealth gaps around the world →ADDITIONAL SOURCE REFERENCES
More wealth benchmarks in United States
Choose the source and population that match your question. These published averages and medians do not establish a percentile or national rank.
Household · End of 2024 (2025 SIPP)
Nationally representative US households excluding group quarters
Wealth measure: Assets minus debts; excludes defined-benefit pension equity and household furnishings.
Household · USD · US Census Wealth of Households: 2024, P70BR-218
More published groups and measures (15)
ROUGH REFERENCE ONLY
Compare with the published median
Compare an amount defined on the same basis as the source. This is an arithmetic comparison, not a wealth percentile, national ranking or estimate of the share of people below you.
Compare with
Selected group: All households (excluding group quarters) · Median.
Original source group
Published household median · US households excluding group quarters · Household.
Source, reuse conditions and limitations
- Published averages and subgroup medians do not establish a personal wealth percentile.
- Age describes householder. Education is highest education of any household member.
- Income quintiles are income-ranked groups, not wealth thresholds.
- Household SIPP is separate from SCF family-reference data.
- All published wealth estimates include negative wealth.
Source: US Census Bureau, Briana Sullivan, End of 2024 (2025 SIPP). WORTH99 reformats the published statistics; the publisher does not endorse WORTH99.
WHAT THIS MEANS
Reference & method
Wealth basis
Federal Reserve SCF net worth = family assets minus liabilities
Sources
US_SCF_2022
Confidence
High confidence
Evidence
Direct data
- The Survey of Consumer Finances uses a family reference unit. Worth99 preserves that source construct and does not relabel this route as a household distribution.
- Federal Reserve published P25/P50/P75/P90 thresholds are authoritative where available; non-overlap P5/P10/P20/P30/P40/P60/P70/P80/P95/P99 thresholds are reconstructed from the Federal Reserve public extract using registered derivation US_SCF_2022_V1_1 and its joint-five-implicate weighted protocol.
- The SCF provides unusually strong upper-tail survey evidence, but the extreme tail remains survey-limited; Worth99 does not extrapolate above the registered P99 threshold.
Source and publication context
Federal Reserve (2022 SCF)
Source: Board of Governors of the Federal Reserve System, 2022 Survey of Consumer Finances (SCF), U.S. family net-worth statistics. The SCF reference unit is a family, not the SIPP household reference. WORTH99 adapts published/public-use data for approximate personal comparisons; this is not a Federal Reserve estimate of an individual user's rank.
Adapted source data; no publisher endorsement is implied.